A Unique Taxpayer Reference (UTR) number is a ten-digit code required by all sole traders, partnerships, and limited companies in the UK.  It’s unique to that individual or organisation and remains unchanged forever. You will also need a UTR if you have other forms of income or expenses that require you...

Whether COVID-19 has uprooted you or it’s just simply time to return to the UK, it’s important to put the relevant tax measures in place before booking your plane tickets. Almost every year, expats return to the UK only to find themselves at odds with HMRC. In most cases, this is...

The results of HSBC’s 14th annual Expat Explorer study have been released with its insight into the issues that are important to expats and its ranking of different destinations for different aspects of the expat lifestyle.  The study has looked at the impact of the pandemic as well as a wide range other issues...

Like a whirlwind, the COVID-19 pandemic has swept over most aspects of our lives. Naturally, it did not leave the insurance industry untouched. The pandemic has accelerated telehealth innovation and delayed countless treatments, for better or worse. Explore the top 4 health insurance trends in 2021 and what they mean for expats with our...

Medical insurance can be confusing and a bit of a minefield as no two policies are alike.  So here are some useful tips and questions to ask yourself before you decide on a suitable policy to provide you with private health insurance in Spain.  These will ensure you get the right policy and keep...

The Netherlands is of course a beautiful country, but sometimes we decide to leave our little country and settle somewhere else. Every year, about a million people leave the Netherlands to start their adventure abroad, and it’s getting more and more. Of course, the world is very big, and there is an endless list of...

It is important to understand your new tax responsibilities when you decide to become resident in Spain..  Yes, even in a new country, you still must pay taxes.  There are several similarities to your regular taxes, but here Holborn Assets explain the major points to plan for regarding Spanish taxes so you can prepare...

What Do New Roaming Charges Mean? UK providers have reintroduced roaming charges for Brits abroad, due to Brexit, meaning connecting to the UK will be more difficult than ever.  But no need to panic, Xpatfone, powered by Devyce, is the solution, a modern business phone system with a specific package for expats wanting to...

Homelike is an online booking platform for furnished apartments, with 85,000+ apartments in 450+ cities. It is suitable for people on the move who are in need of accommodation from one month onwards with flexible move in and move out dates. With no extra customer fees (except in Spain) and all the utility costs...

None of us will ever forget the immense challenges of the last eighteen months. But if you are looking for a compelling case study of the incredible things that can be achieved when different nationalities and cultures come together for the common good, then the work being done to turn the tide against the...

Never before have global mobility professionals been so visible and crucial to the success of their organisations. They have had to adapt quickly to support their people through uncertainty and rapidly shifting travel restrictions have led the discussion about the future of remote working. Written for Expat Network by Cameron Senior, Interim...

Research conducted by ExpatMortgages-uk.com shows that as of 2019, people born outside the UK – typically referred to as expatriates or expats – made up around 14% of the UK’s residents. That adds up to just under 10 million people. Now, all of these people need somewhere to live, so there is a lot...