expat network
Expat Buy To Let Mortgages

5 Year Fixed Expat Buy To Let Mortgages Fall Below 5%

Interest rates on five year fixed rate expat buy to let mortgages have now dropped to below 5%, according to brokers Offshoreonline.org.  This follows a period when rates peaked at over 6%, following the UK Government’s mini budget, which triggered a round of interest rate volatility. Guy Stephenson of Offshoreonline.org commented:...

U.S. real estate financing

Foreign Property Investors: Guide To U.S. Real Estate Financing

U.S. real estate financing is one of the more difficult tasks for foreign investors interested in the residential U.S. real estate market. While the U.S. has a culture that is acclimated to personal debt – in 2018, the average amount of personal debt for Americans (not including mortgages) was $38,000 – it can be...

house prices in the UK

What’s Happening To House Prices In The UK? March 2022

Most of us expats decided to either rent out or sell our property in the UK, before the big move. But that was a long time ago. So much has happened over recent years which has sent the UK property market sky high! But with recent events and general turmoil affecting the UK and...

UK Property Market

Recovery And Strength In The UK Housing Market For 2022?

2022 was welcomed with a surge in interest, as UK homeowners listed their houses for sale, creating a healthy and strong foundation for the 2022 mortgage market. According to Rightmove, the 30th of December 2021 was one of the most popular days for prospective sellers seeking house valuations. Traffic on the application website has...

Buying Or Refinancing A UK Property

Buying Or Refinancing A UK Property? A Guide For British Expats

If you’re living and working overseas as a British expat, you’ll probably still have your eye firmly fixed on the UK property market. But it can be difficult to get the property finance you need, as many mortgage lenders will see you as a higher risk. Written exclusively for Expat...

expat mortgages

UK’s Expat Demographics & Latest Mortgage Trends

Research conducted by ExpatMortgages-uk.com shows that as of 2019, people born outside the UK – typically referred to as expatriates or expats – made up around 14% of the UK’s residents. That adds up to just under 10 million people. Now, all of these people need somewhere to live, so there is a lot...

Mortgages In The US For Expats And Non-Residents

Mortgages In The US For Expats And Non-Residents

Owning a home is a dream come true for any United States citizen. However, not everyone gets to fulfill this fantasy. Wishing to purchase a home in the US as an expat and a non-resident is a whole other ballpark. Even once you’ve solved the issue of money, there are many things you’ll need to familiarize yourself...

Mortgages For Expats In Dubai

The Dos And Don’ts Of Mortgages For Expats In Dubai

Dubai is an excellent destination for international professionals looking to start a new chapter in their lives.  However, there are many factors to consider when you want to buy a property with a mortgage in this city. From finding the best property to calculating mortgage and finding the best mortgage rates, there are some...

Establishing Good Credit When Moving Abroad

The Importance Of Establishing Good Credit When Moving Abroad

When you decide to move abroad from the U.S. you will need to set yourself up financially in a new country and one of the challenges is establishing good credit when moving abroad.  You need to establish a new credit record in your new home country but should not neglect maintaining your credit score...

foreign property deposits

Don’t Get Stung On Foreign Property Deposits

As lockdowns and disruptions from the Covid-19 pandemic continue, there’s no doubt it has changed the way we live and work. One impact is that jobs which were previously thought to be only office-based are now effectively done remotely, and whether you call it flex or hybrid working, working from home looks here to...

mortgages for over 60s

How Do Different Countries Treat Mortgages For Over 60s?

With the current economic turmoil due to both Brexit and Covid-19, many UK mortgage brokers have continued to be accused of being ‘ageist’.  Mortgages for Over 60s can be difficult to obtain.   This is because many are lowering their maximum age limits on traditional mortgage lending for an older borrower from 80/85 to an...

social media

Social Media Can Prevent Approval Of Your Overseas Based Mortgage

According to Simon Conn, the overseas mortgage specialist, an increasing number of lenders and insurers are using online activity, including social media posts and profiles, to help them judge the suitability of applicants. So your social media profile can impact your credit rating and potential overseas based mortgage. Written by Simon Conn of Simon Conn Overseas...