With the current economic turmoil due to both Brexit and Covid-19, many UK mortgage brokers have continued to be accused of being ‘ageist’.  Mortgages for Over 60s can be difficult to obtain.   This is because many are lowering their maximum age limits on traditional mortgage lending for an older borrower from 80/85 to an...

According to Simon Conn, the overseas mortgage specialist, an increasing number of lenders and insurers are using online activity, including social media posts and profiles, to help them judge the suitability of applicants. So your social media profile can impact your credit rating and potential overseas based mortgage. Written by Simon Conn of Simon Conn Overseas...

Overseas property expert, Simon Conn, has reached out to his peers to comment on the importance of a Power of Attorney when protecting property and assets abroad, especially with Covid-19 ever present. Written by Simon Conn of Simon Conn Overseas Property and Finance With Brexit looming and the UK in its second official lockdown,...

With the current Covid crisis many banks are offering mortgage payment holidays in accordance with UK government policy.  However, the consequences for buy to let investors need to be considered to ensure it does not impact your credit for future investments. As England moves into its latest full lockdown and banks once again offer...

Just one month after the UK government effectively put large parts of the UK property market into a form of hibernation, evidence is emerging that many specialist UK expat mortgage lenders are finding ingenious ways of keeping expat house purchases moving and delivering completions. Written for Expat Network by Guy Stephenson of Offshoreonline With much...

Skipton International, the UK Buy to Let mortgage lender for overseas residents, has returned to the remortgage market. Due to COVID-19 restrictions preventing physical property valuations, Skipton International had previously stopped accepting mortgage applications. With a limited number of mortgage providers offering Buy to Let mortgages to British Expats and Foreign nationals, this is...

What will happen to the UK Buy To Let market as we come out of lockdown?  Expat Mortgage broker, OffshoreOnline argue that expats in areas that recover more quickly from the pandemic will be well placed to take advantage of the later recovery of the UK economy. With much of the UK buy to...

Many expats move abroad and rent their flats or houses out, often not having had the time to advise their existing UK lender. Whilst not advised, as it can be a breach of the lender’s terms and conditions, most UK lenders will be flexible  for periods of less than a year and will offer a...

Currency risk is an important issue when buying a property abroad.  Offshoreonline have pointed to a term available from at least one Spanish lender that can help you to manage your currency risk when earning in a different currency to the Euro. Written for Expat Network by Guy Stephenson of Offshoreonline Currency stability should...

What are the prospects for the international property market in 2020.  Simon Conn has been an international mortgage broker for 40 years and sets out his view on which are the best places to buy in 2020. Written for Expat Network by Simon Conn In 2019 Simon Conn had a steady number of enquiries...

When buying a new build in the UK a deposit is often required and if problems arise in funding the purchase this deposit can be at risk, especially for expats. UK expats looking to invest in new build homes in the UK are increasingly at risk of losing their deposits, thinks expat mortgage specialist,...

Stamp duty payable on execution of a mortgage deed in Spain has been the subject of case law and legislation recently in Spain.  B Law & Tax explain the implications of the recent decisions. This article was written exclusively for Expat Network by B LAW & TAX, International Tax & Legal Advisors   Currently Stamp Duty...