Financing is of course a key thing to consider when you are looking to purchase a property abroad. If you are unable to purchase the property from your own funds you will need to identify options to obtain a mortgage. There are basically three options: 1. Remortgage your home – This can be the easiest...

Whether you are planning to buy a holiday or investment property or are moving to France to live and are buying your main residence you need to consider the best options for funding your purchase. Here we set out how the French property market works and the options available to borrowers. Sources of funding...

In this article we look at some of the key factors involved in financing a property purchase in Portugal. If you are thinking about moving to Portugal and buying a property there, you should be aware that there are some specific conditions that you should meet to be able to get a home loan by...

U.S. real estate financing is one of the more difficult tasks for foreign investors interested in the residential U.S. real estate market. While the U.S. has a culture that is acclimated to personal debt – in 2018, the average amount of personal debt for Americans (not including mortgages) was $38,000 – it can be tricky...

Interest rates on five year fixed rate expat buy to let mortgages have now dropped to below 5%, according to brokers Offshoreonline.org.  This follows a period when rates peaked at over 6%, following the UK Government’s mini budget, which triggered a round of interest rate volatility. Guy Stephenson of Offshoreonline.org commented:...

Most of us expats decided to either rent out or sell our property in the UK, before the big move. But that was a long time ago. So much has happened over recent years which has sent the UK property market sky high! But with recent events and general turmoil affecting the UK and...

2022 was welcomed with a surge in interest, as UK homeowners listed their houses for sale, creating a healthy and strong foundation for the 2022 mortgage market. According to Rightmove, the 30th of December 2021 was one of the most popular days for prospective sellers seeking house valuations. Traffic on the application website has...

If you’re living and working overseas as a British expat, you’ll probably still have your eye firmly fixed on the UK property market. But it can be difficult to get the property finance you need, as many mortgage lenders will see you as a higher risk. Written exclusively for Expat...

Research conducted by ExpatMortgages-uk.com shows that as of 2019, people born outside the UK – typically referred to as expatriates or expats – made up around 14% of the UK’s residents. That adds up to just under 10 million people. Now, all of these people need somewhere to live, so there is a lot...

Owning a home is a dream come true for any United States citizen. However, not everyone gets to fulfill this fantasy. Wishing to purchase a home in the US as an expat and a non-resident is a whole other ballpark. Even once you’ve solved the issue of money, there are many things you’ll need to familiarize yourself...

Dubai is an excellent destination for international professionals looking to start a new chapter in their lives.  However, there are many factors to consider when you want to buy a property with a mortgage in this city. From finding the best property to calculating mortgage and finding the best mortgage rates, there are some...

When you decide to move abroad from the U.S. you will need to set yourself up financially in a new country and one of the challenges is establishing good credit when moving abroad.  You need to establish a new credit record in your new home country but should not neglect maintaining your credit score...