expat network

Moving To Portugal – What You Need To Know

Portugal Discovery Tours 2022

Enjoy a tailored tour with someone who knows the area inside out to help you decide the right location for you, who can assist you in planning your move and answer your questions.

Looking To Transfer Your Expat Pension?

Expats generally have the right to transfer their pension abroad into a qualifying scheme. For some, the benefits of doing so are manifold. However, there are risks, and it’s fair to say that you need to tread very carefully when considering all your options, as a significant tax charge can apply in certain circumstances. Written…

Expatriate Children: Adjusting to a New Environment and Taking Over the World!

While there is no denying that expatriate children have certain invaluable opportunities by being exposed to different (and often multiple) cultures, there can also be a big price to pay: these children may find themselves feeling sad and alone a great deal of the time while being challenged to make new friends and integrate into…

Personal Finance In Portugal

There are many financial issues that face those who are looking to move to Portugal. Many of these issues can be dealt with easily, provided you take advice from an expert in both Portuguese tax and tax law in your home country. Something that can save you tax in at home can have the opposite…

Five Pretty Villages In Portugal

Monsanto. A small, fortified village previously named the ‘most Portuguese village in Portugal’. Houses and streets in Monsanto are packed tightly and carved from the cliffs and boulders that surround the town. The castle overlooking Monsanto provides an excellent panorama of the plains and nearby mountains of the Serra de Estrela. Monsaraz. This village still…

The Climate In Portugal

Given the close proximity of northern Africa to the Portuguese mainland, approximately 200km across the eastern Atlantic, it is not surprising that Portugal has one of the warmest climates in Europe, with summer temperatures in the south of the country averaging around 28C (18C annually) and 20C in the north (15C annually). Portugal has a…

Pension Planning In Portugal

What are today’s options for expats with UK pensions moving to Portugal? When it comes to pensions, your long-term financial security is at stake, so you should take extreme care to do what is right for you and your family. Expats also need to consider the tax rules and implications in Portugal or your country…

The Property Market In Portugal – Is It Time To Buy?

The property market in Portugal experienced a turnaround in 2015 after several years of recession, which saw property prices fall by 30% on average in the Algarve. Spurred on by property prices that are still around 13% below their 2006/07 peak, British buyers – who have long been the keenest of overseas buyers – were…

Choosing Schools In Portugal

The programmes of international schools in Portugal vary from the International Baccalaureate (IB) to the British GCSE and GCE examination systems. All schools in Portugal are required to satisfy the requirements of the Portuguese national system. The International Baccalaureate Organisation’s Diploma Programme was created in 1968. It is a demanding pre-university course of study that…

Passport and Visa Requirements in Portugal

Passport and visa requirements are subject to change. Use the following information only as general guidelines. The embassy or consulate of your destination country is the best source for current, detailed requirements. Allow plenty of lead time to obtain detailed information and prepare the requisite credentials. Passport and visa applications must be accompanied by documents…

Preparing For A Skype Or Telephone Interview

As more and more companies now use Skype or telephone interviews during their recruitment process, it’s likely that at some stage you will receive this invitation. By CV Knowhow Senior CV Consultant – Jen David While the normal rules of interview preparation still apply, you should also bear the following points in mind. Make sure…

Initial Considerations

Will your partner be travelling with you?

If so, what will they be giving up in your present home and will they be able to continue with their career in your new home? You will need to check whether a separate visa is required for your partner to work or if your visa gives that right. If they are unable to work you will need to decide on the effect on your finances and what alternatives are available to give a fulfilling life (home business, training, voluntary work).

Are you taking family with you?

Moving with family raises many exciting opportunities, but also can create challenges. The HSBC Expat Explorer survey indicates that expat kids can take six months to settle in to their new country (see article). Getting young or even older children to prepare to move and leave their friends and family behind can be a challenge and should be thought through.

The options for education is another area that needs to be thought through.

Moving your child to a new country with a different education system can be a great opportunity to broaden their experience, but if they are close to key exams the timing can make this inadvisable. If you do take your family with you, it is important to decide between joining the local school system or choosing an international school.

Where will you be living?

Whether you will be living in a house or apartment, furnished or unfurnished, these decisions will affect what you need to take with you. The time you are planning to live overseas will also affect whether you should leave your property at home empty, rent it out or sell it. See the article Sell, Store or Ship.