HM Land Registry advise how to protect against property fraud in England and Wales when you live abroad. Property is usually the most valuable asset people own. It can be sold and mortgaged to raise money and can therefore be an attractive target for fraudsters. If you live abroad your property might be more at...

There are so many decisions to make and things to plan when you’re moving abroad, so we’re here to make at least one of those things easier for you – choosing somewhere to rent. It can be difficult enough renting in your own country, so throw different customs and languages into the mix and you’ve...

Are you thinking of purchasing property in Spain? Your tax situation will be different depending on whether or not you are considered to be tax resident in Spain. This technical article looks in some detail at the different taxes which may apply to you, depending on how your purchase is structured. This article was written exclusively for Expat...

Buy-to-let mortgages for expats are available to help you invest in the UK property market and there are various options for obtaining a loan. There are additional challenges for expats beyond those faced by domestic borrowers. Buy-to-Let (BTL) Mortgages: This type of mortgage is used to facilitate the purchase and remortgage of residential property in...

The impact of the Brexit referendum has made investing in UK property for British expatriates an attractive prospect. Yet the practicalities of doing so can be a little more tricky. With increased regulations around lending and changes to lending practices, many lenders have withdrawn from the market, leaving expatriates struggling to find ways to invest...

Financing is of course a key thing to consider when you are looking to purchase a property abroad. If you are unable to purchase the property from your own funds you will need to identify options to obtain a mortgage. There are basically three options: 1. Remortgage your home – This can be the easiest...

Expats who rent out their UK property must register with the taxman’s non-resident landlord scheme.  If you have rental property in the UK but your usual home is outside the UK, your tenants or the letting agents you use will need to operate the non-resident landlord (NRL) scheme. They need to deduct...

Offshore bank Skipton International has launched a new range of mortgages for British expats. The Guernsey-based bank is offering two new fixed rates For borrowers looking for a remortgage of £300,000 or more, the rate is fixed at 3.99% for five years. Smaller loans between £100,000 and £300,000 come with the higher rate of 4.49%...

British expats have to look longer and harder to find affordable deals for UK house buying. Problems encountered by expats include having to find much larger deposits than UK-based customers, and higher interest rates and arrangement fees. These come on top of the usual hassles of finding and conveyancing a property purchase from a distance....

Buying UK property as a British expat used to be tricky – yet, thanks to mortgage products specifically created for this purpose, and new applications that calculate how much you can borrow, and that even give you an agreement in principle online, securing an investment property in the UK is easier than ever before. Since...

Skipton International has launched an upgraded online calculator, giving expat mortgage customers a quick guide to loan options. The calculator uses information such as property value and rental income to show customers the maximum amount they would be able to borrow, along with estimated monthly repayment costs, based on Skipton’s mortgage offerings for the requested...

The small Mediterranean island of Malta is proving attractive to property buyers and features tax advantages to those who come to live, invest in a home and retire. Having registered the highest GDP growth rate in Europe in 2015 and the fourth lowest unemployment rate in the EU, Malta is making a name for itself...