Offshoreonline report that when expat house buyers return in the busy summer buying period they will have a significant negotiating edge due to the recent falls in expat mortgage interest rates and the effect of a weak housing market in the UK. “The availability of lower expat mortgage rates, whilst at the same time, many...

HM Land Registry advise how to protect against property fraud in England and Wales when you live abroad. Property is usually the most valuable asset people own. It can be sold and mortgaged to raise money and can therefore be an attractive target for fraudsters. If you live abroad your property might be more at...

Buy-to-let mortgages for expats are available to help you invest in the UK property market and there are various options for obtaining a loan. There are additional challenges for expats beyond those faced by domestic borrowers. Buy-to-Let (BTL) Mortgages: This type of mortgage is used to facilitate the purchase and remortgage of residential property in...

The impact of the Brexit referendum has made investing in UK property for British expatriates an attractive prospect. Yet the practicalities of doing so can be a little more tricky. With increased regulations around lending and changes to lending practices, many lenders have withdrawn from the market, leaving expatriates struggling to find ways to invest...

People buy property abroad for many reasons. You may be moving abroad to enjoy a new lifestyle, as part of your retirement planning, as a second home to enjoy for part of the year or simply as an investment. Whatever the motivation you need to be sure you consider your options carefully and understand the...

Expats who rent out their UK property must register with the taxman’s non-resident landlord scheme.  If you have rental property in the UK but your usual home is outside the UK, your tenants or the letting agents you use will need to operate the non-resident landlord (NRL) scheme. They need to deduct...

Offshore bank Skipton International has launched a new range of mortgages for British expats. The Guernsey-based bank is offering two new fixed rates For borrowers looking for a remortgage of £300,000 or more, the rate is fixed at 3.99% for five years. Smaller loans between £100,000 and £300,000 come with the higher rate of 4.49%...

British expats have to look longer and harder to find affordable deals for UK house buying. Problems encountered by expats include having to find much larger deposits than UK-based customers, and higher interest rates and arrangement fees. These come on top of the usual hassles of finding and conveyancing a property purchase from a distance....

Buying UK property as a British expat used to be tricky – yet, thanks to mortgage products specifically created for this purpose, and new applications that calculate how much you can borrow, and that even give you an agreement in principle online, securing an investment property in the UK is easier than ever before. Since...

Skipton International has launched an upgraded online calculator, giving expat mortgage customers a quick guide to loan options. The calculator uses information such as property value and rental income to show customers the maximum amount they would be able to borrow, along with estimated monthly repayment costs, based on Skipton’s mortgage offerings for the requested...

The small Mediterranean island of Malta is proving attractive to property buyers and features tax advantages to those who come to live, invest in a home and retire. Having registered the highest GDP growth rate in Europe in 2015 and the fourth lowest unemployment rate in the EU, Malta is making a name for itself...

Featuring high on the list of Britons’ favourite retirement destinations, Italy has a highly varied property market for you to choose from in mountains, fertile valleys and seafronts. It is best to begin your home search in Italy as soon as possible. Although good housing is available, it may take some time to find the...