Stamp duty payable on execution of a mortgage deed in Spain has been the subject of case law and legislation recently in Spain.  B Law & Tax explain the implications of the recent decisions. This article was written exclusively for Expat Network by B LAW & TAX, International Tax & Legal Advisors   Currently Stamp Duty...

One of the key reasons many expats move abroad is to realise their dreams of living a better quality of life and gaining financial independence. By choosing to work in a low tax environment, expats willingly make a choice to live and work away in order to help realise not only their own dreams but...

When living and working abroad many British expats want to retain an interest in the UK property market by investing in a buy-to-let property to get a good return or they buy a property for their family or to leave empty so that it is ready for them when they return home.  Expats from other...

Buy-to-let mortgages for expats are available to help you invest in the UK property market and there are various options for obtaining a loan. There are additional challenges for expats beyond those faced by domestic borrowers. Buy-to-Let (BTL) Mortgages: This type of mortgage is used to facilitate the purchase and remortgage of residential property in...

The impact of the Brexit referendum has made investing in UK property for British expatriates an attractive prospect. Yet the practicalities of doing so can be a little more tricky. With increased regulations around lending and changes to lending practices, many lenders have withdrawn from the market, leaving expatriates struggling to find ways to invest...

Offshore bank Skipton International has launched a new range of mortgages for British expats. The Guernsey-based bank is offering two new fixed rates For borrowers looking for a remortgage of £300,000 or more, the rate is fixed at 3.99% for five years. Smaller loans between £100,000 and £300,000 come with the higher rate of 4.49%...

British expats have to look longer and harder to find affordable deals for UK house buying. Problems encountered by expats include having to find much larger deposits than UK-based customers, and higher interest rates and arrangement fees. These come on top of the usual hassles of finding and conveyancing a property purchase from a distance....

Buying UK property as a British expat used to be tricky – yet, thanks to mortgage products specifically created for this purpose, and new applications that calculate how much you can borrow, and that even give you an agreement in principle online, securing an investment property in the UK is easier than ever before. Since...

Skipton International has launched an upgraded online calculator, giving expat mortgage customers a quick guide to loan options. The calculator uses information such as property value and rental income to show customers the maximum amount they would be able to borrow, along with estimated monthly repayment costs, based on Skipton’s mortgage offerings for the requested...

Rules on UK lending introduced by the UK’s Prudential Regulation Authority limit the amount expat buy-to-let property investors and landlords can borrow on new mortgages. The new rules are designed to slow the demand for UK buy-to-let investment by demanding buyers raise larger deposits. Lenders will have to test affordability using notional interest rates of...

A majority of UK expat buy-to-let mortgages are concentrated in greater London and the South East, according to new figures. Figures from lender Skipton International show up to 40% of expat mortgage customers are investing in buy-to-let property in Greater London, with another 25% in the South East of England. Just 10% of British expats...

Guernsey-based offshore bank Skipton International has launched a mortgage calculator to help British expats in their property investment planning. The new expat mortgage illustration allows those considering a UK buy-to-let investment to enter the value of the property and its expected rental income. They will then be shown the maximum loan potentially available, and the...