expat network
high risk

The Importance Of High Risk Insurance Cover

As businesses work hard to expand internationally and expats choose to travel further afield to counter the impact of the challenges they are seeing in many of the more traditional and domestic markets, there has been a marked increase in international travel for business and work to more remote and austere environments with the hope...

EU Rights

Post-Brexit Solutions To Retention Of EU Rights

As the Brexit debate in the UK continues to rage, with little clarity as to the practical implications of the country’s departure from the EU, many people simply want to understand what this means in terms of the everyday aspects of their lives. Written exclusively for Expat Network by Luis da Silva, Managing Director of...

banking

Banking In New Zealand

There are five major banks (ANZ, ASB, BNZ, Kiwibank, and Westpac) and a number of smaller banks in New Zealand.  There are also credit unions and savings banks (similar to building societies or savings and loans) which offer many of the same services and, like banks, are supervised by the Reserve Bank of New Zealand...

greenback tax

Streamlined Filing: How to Catch Up on Your Taxes Penalty-Free

Mark your calendars for Tuesday, October 30th and join Greenback Expat Tax Services for a FREE, live webinar on how to utilize the Streamlined Filing Procedures to catch up on 3+ years of late taxes, penalty-free.  Host David McKeegan, Co-Founder of Greenback will be joined by one of Greenback’s Streamlined Filing experts, and they will...

Healthcare in New Zealand

Healthcare In New Zealand

New Zealand has an excellent public and private healthcare system.  General health is good with no major diseases.  The normal childhood vaccinations are recommended and TB and Hepatitis B in particular. General Health and Vaccinations Tap water is safe to drink, although drinking water direct from streams and lakes does carry a risk from Giardia,...

Expats Have To Pay For NHS Care

Why Does Your Expat Health Insurance Premium Go Up Each Year?

So this is the time of the year. You receive your health insurance bill and are frustrated to find that you need to pay more this year. As a matter of fact, health insurance premiums seem to increase so naturally each year that you may stop asking why. But have you ever wondered, other than...

mortgage

Can I Get A Mortgage As An Expat?

When living and working abroad many British expats want to retain an interest in the UK property market by investing in a buy-to-let property to get a good return or they buy a property for their family or to leave empty so that it is ready for them when they return home.  Expats from other...

us citizenship

How To Renounce US Citizenship, The Costs And Implications

Reports consistently point to the increasing numbers of Americans considering renouncing their US citizenship with the burden of citizenship-based taxation as the major driver.  Up until 2009 there were less than 750 people renouncing their US citizenship annually.  This increased to 1,500 in 2010 and continued to grow peaking in 2016 at 5,409 with a...

taxation

Taxation Of US Expats: The Basics

The basic principle is that Americans living and working abroad are subject to the same tax rules as those who remain in the US.  Americans are subject to US income tax on their worldwide income.  There are the additional reporting requirements of FATCA and FBAR (see Five Things American Expats Need to Know About Foreign...

self assessment

UK Expats: Do I Need To File A UK Self Assessment Tax Return?

If you no longer live in the UK, you may still be required to file a Self Assessment tax return with HMRC even if you’re a non-resident. This article was written exclusively for Expat Network by Go Simple Tax Tax rules for UK residents and non-residents can be different – one of the first...

no deal brexit

What Are The Consequences Of A No Deal Brexit For British Expats?

With Theresa May’s Chequers plan firmly rejected by Donald Tusk, President of the EU as well as by her fellow leaders within the EU where does this leave us now?  Many are predicting that there will inevitably be a ‘no deal’ Brexit focusing attention on the contingency plans announced in August.  Others cling to the...

home

Why Expat Tenants Need Home Insurance

Even before you moved to Hong Kong, you may have heard about the highly unaffordable rent in the city, which always ranks top among the world’s most expensive housing markets. This perennial problem has become so extreme that a resident needs to spend 19.4 years without any other expenditure in order to be able to...