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Top 5 Best Fiat Crypto Exchanges

The easiest way to get cryptocurrency is to buy the asset you need on a cryptocurrency exchange. The turnover of digital coins can be almost anonymous. Privacy in the world of cryptography can be improved if BTC to XNR exchange. It is almost impossible to track the movement of xmr coins with modern methods. The circulation of fiat money is controlled by fiscal authorities and regulators. Well, at the very least, they seek as much control as possible.

The legalization of cryptocurrencies is closely related to the tightening of control. Cryptocurrency exchanges are forced to comply with the requirements of regulators. One of them is the verification of users as part of the fight against money laundering.


While there is no consensus on the status of cryptocurrencies, crypto exchanges have room to maneuver. Verification features depend on the jurisdiction of the exchanges and the legislation in the country of jurisdiction. There are several verification options:

  • Minimum. The user is required to provide an email address or ID.
  • Stepped. The number of verification levels can reach 4. At each level, more and more personal information is required. At the same time, limits are increased, access to some functions of the platform is opened, and the size of the commission is reduced.
  • Maximum. Anonymous users do not have access to the trading terminal or crypto-fiat transactions at all.

Payment systems

To replenish the deposit and withdraw funds, different methods are used:

  • Bank account.
  • Cash.
  • Payment cards.
  • AdvCash, QIWI, PayPal, and other EPS.

When choosing a crypto exchange, this should be taken into account, since the lack of a convenient payment system makes work very difficult and increases costs.

Criteria for choosing an exchange that supports fiat currencies

Of course, the key selection criteria remain unchanged: daily turnover, rating, security features of the trading service, support for the assets and trading pairs you need. Actually, there are very few specific criteria:

  • Service availability in your country or region.
  • Support for the currency available to you.
  • verification requirements.
  • Ways to deposit and withdraw funds.

Best fiat crypto exchanges


Binance leads in many market metrics. More than 380 cryptocurrencies are traded on it, fiat deposits and withdrawals are available (about 100 currencies). It is possible to buy cryptocurrencies from the card, it is not necessary to change BUSD to BNB, the token can be bought directly. Payment is accepted by bank transfer and through electronic payment systems. The choice of payment method and fees depend on the chosen currency.

The platform is convenient, with a huge selection of types of transactions and trading tools for experienced investors. The commission is below the industry average.

Please note that Binance requires verification, which has 4 levels. Geographic restrictions apply.


On OKX, you can buy several dozen coins for fiat, and the list includes not only stablecoins and the most popular cryptocurrencies. Among the possible ways to replenish the deposit are AdvCash, Utorg, Simplex, GEO Pay and a few more. For different currencies, the number of possible ways can be very different.

Commissions depend on the requirements of the payment system.


The exchange supports about 20 ways to replenish a deposit, including replenishment from bank cards. More than 20 coins are available for purchase with fiat money.

KuCoin is one of the leaders in terms of the number of supported coins, and if you are interested in rare tokens, you are definitely here. Verification is stepwise, but not yet mandatory.


On the Huobi exchange, you can buy cryptocurrency for almost any world currency. The possibility of buying digital coins from bank cards is supported. Among the available deposit replenishment options are bank transfers, electronic payment systems.


The fast fiat exchange supports over 2000 coins and tokens. Registration is not required. This is the best choice for buying coins for long-term investment.