Regency FX give their monthly update on developments in the foreign exchange markets. The foreign currency market in April 2025 was characterised by heightened volatility, driven by U.S. trade policy uncertainties, divergent central bank actions, and geopolitical tensions. The U.S. dollar weakened significantly, hitting multiyear lows against major currencies like the euro and Swiss franc,...

Self-sponsorship provides a viable option for individuals seeking to establish a business in the UK without requiring a job offer from an existing employer. This route is particularly attractive to entrepreneurs, consultants, and business owners who seek greater flexibility and control over their professional future. However, this is a complex procedure that demands thorough planning...

Changes to UK inheritance tax that came in from April 2025 benefit UK expats as the rules change from a domicile-based system to a residence-based system. The new rules mean that British expats will be exempt from UK inheritance tax (IHT) on worldwide assets after living abroad for a certain number of years. UK citizens...

When expats arrive in a new country, navigating finances becomes one of the biggest early challenges. Securing housing, setting up utilities, and covering everyday expenses all require upfront capital. But even for those with steady employment, traditional lenders often treat newcomers as invisible. The lack of a domestic credit history can disqualify them from mainstream...

Money plays a role in every stage of life, from starting as a young adult to planning for retirement. Good financial habits help people manage everyday expenses, build savings, and grow wealth over time. Without a plan, it can be easy to fall into financial stress, whether it is struggling with debt, missing investment opportunities,...

Cryptocurrencies like Bitcoin are becoming more practical for everyday use, thanks to innovative financial tools such as crypto cards. These cards make it easy to spend digital assets for purchases worldwide. But what is a crypto card, and how does it work? Let’s dive in. What Is a Crypto Card? A crypto card is a...

Scrolling through social media, it’s easy to come across posts offering incorrect expat tax advice. Given how often we receive misguided driving directions from strangers, relying on social media tax guidance can be just as risky—especially when one-size-fits-all advice can never fully address individual circumstances. Expatriate tax law and filing requirements is full of nuances...

Germany has become a hotspot for Indian professionals seeking excellent career opportunities and a high quality of life. While working in Germany, Indian nationals contribute to the country’s robust pension system. But what happens to these contributions when they decide to return home? The good news is, you can claim a German pension refund from...

In recent years, the growth of online fundraising platforms has been remarkable. From networking platforms to blog post interactions, experts from Angels Partners break down the online options for expats looking to fundraise. In an increasingly digitized society, the shift to online fundraising solutions has radically increased. Throw in a global pandemic that significantly disrupted...

Digital nomads seek new locations to experience, explore, work from, and add to their impressive list of “places I’ve been to and worked from”.  Office Needle has compiled a list of the best 54 cities for digital nomads around the world.  Here we list the best cities in Australia for digital nomads. ...

Living abroad is an adventure filled with new experiences, cultures, and opportunities. But when it comes to managing your money, things can get a bit complicated. Currency isn’t just the cash in your wallet—it’s the lifeblood of an expat, influencing everything from daily spending to retirement planning. It presents some frictions and complexity, but it’s...

When moving to a new country you should take a look at your banking arrangements.  It is generally possible to use your existing bank from your home country for many purposes, but it is worth opening a local Spanish account for most people.  International Online Banks You can also consider using one of the growing...