For individuals with significant resources and a strong philanthropic vision, creating a legacy is about more than leaving money behind. It is about defining values that endure and making a long-term impact aligned with your life’s purpose. Establishing a philanthropic legacy allows you to determine how you are remembered and ensures your influence continues to...

The Dow Jones is a very old and well-tracked stock index in the world. It provides investors with an easy means of knowing how the best companies in America are doing. Most people in the world look at the Dow Jones to get a sense of how the economy is likely to perform. Although it...

In an increasingly interconnected world, business owners relocating internationally must prioritize cybersecurity as they navigate new landscapes. Transitions can be remarkably challenging when establishing a reputable and secure digital presence in unfamiliar territories. The complexities of moving operations to foreign markets compel a focus on logistics and on protecting sensitive information and maintaining customer trust....

Filing US taxes while living in another country can be complicated. These include managing foreign income, updating your address, and navigating tax regulations that may not align with the realities of living abroad. This is a common scenario for the millions of US citizens living overseas. Taxes for Expats (TFX) is a US-based tax firm...

An Employer of Record (EOR) is a company that takes on the legal responsibilities of employing someone on behalf of another business. Instead of creating a legal entity in each country, businesses partner with an EOR to handle employment contracts, payroll, taxes, benefits, and compliance. You manage the employee’s day-to-day work, while the EOR ensures...

Expats have traditionally faced barriers and challenges when trying to transfer money abroad, often due to the cost involved and the time it takes to process the transaction. These are problems that are usually associated with traditional bank transfers, and fintech platforms are trying to address these issues. Fintech companies are becoming increasingly popular as...

The U.S. tax system can be confusing for Americans abroad, with rules that are easy to miss. While filing requirements are clear, the nuances can be hard to navigate. In today’s digital age, it’s harder to say you didn’t know. Bad advice happens, but the responsibility still lies with you. With the deadline approaching, now’s...

Regency FX give their monthly update on developments in the foreign exchange markets. June 2025 marked a significant period for major currency pairs, with the foreign exchange market continuing to navigate complex geopolitical developments, monetary policy divergences, and seasonal trading patterns. The month saw notable movements across GBP, EUR, and USD pairs, driven by central...

Self-sponsorship provides a viable option for individuals seeking to establish a business in the UK without requiring a job offer from an existing employer. This route is particularly attractive to entrepreneurs, consultants, and business owners who seek greater flexibility and control over their professional future. However, this is a complex procedure that demands thorough planning...

Changes to UK inheritance tax that came in from April 2025 benefit UK expats as the rules change from a domicile-based system to a residence-based system. The new rules mean that British expats will be exempt from UK inheritance tax (IHT) on worldwide assets after living abroad for a certain number of years. UK citizens...

When expats arrive in a new country, navigating finances becomes one of the biggest early challenges. Securing housing, setting up utilities, and covering everyday expenses all require upfront capital. But even for those with steady employment, traditional lenders often treat newcomers as invisible. The lack of a domestic credit history can disqualify them from mainstream...

Money plays a role in every stage of life, from starting as a young adult to planning for retirement. Good financial habits help people manage everyday expenses, build savings, and grow wealth over time. Without a plan, it can be easy to fall into financial stress, whether it is struggling with debt, missing investment opportunities,...