HSBC Expat

expat network

Customer service email:
hsbcexpat@hsbc.com.hk

Website: www.expat.hsbc.com

Why you should open a bank account with HSBC Expat

An expat bank account provides the convenience of managing and growing your money in a central location. It’s a way to join your financial world together when you have interests in more than one country. An expat bank account provides the opportunity to save and invest in multiple currencies.

It’s the one banking relationship you’ll always have as an expat. So, regardless of where you move to or how often you move, your money doesn’t have to.

HSBC Expat is based in Jersey, Channel Islands. This is one of the world’s leading international financial centres, regularly attracting global recognition for its political and economic stability and its robust but flexible regulatory system.

Applying for an account is easy. There’s an option to complete your application form, verify your identity and upload supporting documentation, all online. And 24/7 telephone, online and mobile banking means it’s easy to stay connected to your finances – wherever you are in the world.

Specialist services you can expect

To help expats make the most of their money, HSBC Expat offers savings accounts with competitive rates in up to 19 currencies. Plus, a flexible bank account in sterling, US dollars and euros. There’s even a Little Expats account to help you save for your children’s future!

And with a range of global investment opportunities, including the option to invest with or without financial advice from a qualified wealth adviser, you can make your money work harder and build a brighter future for you and your family.

For anyone wanting to purchase property in the UK, we’re able to offer residential and buy to let mortgages with attractive rates. Plus, you’ll have access to foreign exchange solutions that could help minimise currency risk.

You’ll also benefit from access to the complimentary services of a leading security and risk management company who provide a comprehensive range of security advice, emergency support and assistance services. So you can be reassured by the knowledge that your finances and personal security are in safe hands.

Your property may be repossessed if you do not keep up repayments on your mortgage. Please remember, too, that the value of investments, and any income received from them, can fall as well as rise, is not guaranteed and you may not get back the amount you invested. This could also happen as a result of changes in currency exchange rates, particularly where overseas securities are held or where investments are converted from one currency to another.

Personal support you will get

At HSBC Expat, our ethos is all about being at your side throughout your expat journey. Located in Jersey, our Contact Centre is on hand 24/7 to help with your day-to-day banking requirements. Plus, our relationship management team can help you find suitable solutions that meet your more complex, ever-changing needs. They can also introduce you to other specialist resources such as a qualified wealth adviser.

There’s even a large team of experts on the ground in Hong Kong. Many of these experts are expats themselves, and their priority is to connect with you and understand your situation. If you’re new to HSBC Expat, they’ll answer all your questions and even help you complete and submit your account application.

Should you be planning to move again in the near future, our country guides and Expat Explorer survey tools can give a valuable insight into expat life in other parts of the world. And when you’ve chosen your next destination, we may be able to set up local accounts for you before you even arrive.

Contact Us:

Our Jersey office is open 24/7.

Call:
HSBC Expat Premier customer:
+44 1534 616 313
HSBC Expat Advance customer:
+44 1534 616 212
Not yet a customer of HSBC Expat?
+44 1534 616 055

Our Hong Kong office is open Monday to Friday from 9.00am to 5.00pm (excluding public holidays).

Call:
HSBC Expat customer:
+852 2822 3133 +852 2822 3133
New to HSBC Expat:
+852 2822 3225 +852 2822 3225

Moving Abroad Checklist

Initial Considerations

Will your partner be travelling with you?

If so, what will they be giving up in your present home and will they be able to continue with their career in your new home? You will need to check whether a separate visa is required for your partner to work or if your visa gives that right. If they are unable to work you will need to decide on the effect on your finances and what alternatives are available to give a fulfilling life (home business, training, voluntary work).

Are you taking family with you?

Moving with family raises many exciting opportunities, but also can create challenges. The HSBC Expat Explorer survey indicates that expat kids can take six months to settle in to their new country (see article). Getting young or even older children to prepare to move and leave their friends and family behind can be a challenge and should be thought through.

The options for education is another area that needs to be thought through.

Moving your child to a new country with a different education system can be a great opportunity to broaden their experience, but if they are close to key exams the timing can make this inadvisable. If you do take your family with you, it is important to decide between joining the local school system or choosing an international school.

Where will you be living?

Whether you will be living in a house or apartment, furnished or unfurnished, these decisions will affect what you need to take with you. The time you are planning to live overseas will also affect whether you should leave your property at home empty, rent it out or sell it. See the article Sell, Store or Ship.